 Conducting a comprehensive analysis of the company's risks, including assessing the likelihood of the implementation of threats related to money laundering and terrorist financing (AML/CTF).  Updating and maintaining the internal control system taking into account changes in legislation and the company's risk profile.  Developing and updating policies, procedures and instructions on combating money laundering and terrorist financing in accordance with regulatory requirements and best practices.  Ensuring compliance of all internal regulations and procedures with the requirements of current legislation.  Conducting regular internal audits of the AML control system to verify effectiveness and compliance with standards.  Interaction with external auditors: providing the necessary data and assistance in the process of conducting audits.  Developing a response plan for identifying suspicious transactions and preventing incidents.  Organizing and conducting employee training on actions in cases of detection of incidents related to money laundering or terrorist financing.

1) conducting ongoing analysis and monitoring of external regulatory requirements and best international practices on compliance and AML/CFT issues, determining the consequences for STBs in the event of changes in regulatory requirements, consulting and providing recommendations on compliance with legislation, contractual terms and internal company procedures on compliance and AML/CFT issues; 2) monitoring suspicious and threshold transactions; 3) conducting regular internal analysis of the anti-corruption system for STBs; 4) developing and monitoring compliance with procedures to prevent conflicts of interest, manipulation and illegal use of insider information, a code of conduct and AML/CFT policies in STBs; 5) ensuring the development/updating of internal policies, regulations and procedures of STBs on AML/CFT issues; 6) establishing and testing controls to minimize compliance risks; 7) conducting training for bank employees to strengthen their knowledge of AML/CFT.

Optimization and review current internal documents. Collaboration with Nation Bank on compliance matters Financial Monitoring of day-to-day trading operations

Achievements: Writing and getting approved by the Board of Directors AML/KYC Policy & Procedures. Developed the business plan to expand banks operation into the UK, by submitting application to FCA (Financial Conduct Authority) with the purpose of opening a branch in London. Duties: >Working alongside with Head of Compliance on projects such as: overhauling existing AML/KYC policies, writing up new procedures; establishing business relations with new vendors (AML automation); >Advising Chief Executive Officer on AML/KYC best practices with the purpose of successfully passing necessary external KYC checks (correspondent banking relationships); >Created and implemented compliance training including testing of all bank employees (and two regional branches); >Responding to the official letters from the Committee of Financial Monitoring of the Republic of Kazakhstan on compliance matters and making sure all outcomes implemented and dealt with accordingly; >Presenting monthly reports on AML/KYC optimisation and improvements to the Board of Directors of the bank; >Automation of existing manual KYC System by adding screening tools from Dow Jones, World Check, AML PrimeSource; Improving existing KYC forms in order to minimise human error in date input process; >Enhancing Risk Rating and Scoring Matrixes to fully comply with the local AML/KYC regulation (Rules 29 & 191), issued by the Committee of the Financial Monitoring of the Republic of Kazakhstan; >Proving Compliance approval on New and remediation files for all high and medium risk clients; >Writing from scratch AML/KYC procedures for private individual clients (prior bank only worked with corporate entities).

- Client facing role of producing the master MI report on a daily basis for a whole KYC remediation project - Reporting daily to head of project (Accenture side) and head of business (Deutsche Bank side) on any bottle necks or issues with regards to gathering source data for reporting; provide multiple solutions to tackle these issues - Supervising and collecting data from India and Singapore in order to construct the main report for two LOB – Institution Cash Management and Trade Finance Financial Institutions - Leading client facing daily calls; elaborating the figures and discussing the strategy for upcoming work allocations - Providing KYC SME support to QA and Fraud Prevention Panel in order to approve KYC for High and Ultra High risk clients - In-house projects on spontaneous clean-up / update of the existing tracker statuses for main working population of the KYCs

- Management a team of KYC analysts and assisting them in performing KYC and AML checks on funds clients of the bank. - Reporting daily figures to the Senior MLRO colleagues and communicating any new changes and updates back to the team. - Assisting KYC analyst in complex matters and actively listening to their needs and requirements that could increase their productivity. - Daily review of work load and allocating it between the team members depending on their performance and skill sets. - Reviewing product agreement and investment manager agreements in order to identify the relative investment mangers for the fund; cross reference with local regulatory databases in order to check the IMs registration

- Supervising team of 15 people and assisting in variety of due diligence matters - Preparing weekly and biweekly reports for senior management to who the progress and bottleneck of range of current projects - Managing day to day ad hoc issue arising in onboarding of new and existing clients - Meetings with compliance, sales and due diligence officers in order to address implementation of new models and policies with a single goal of optimising the KYC process within the bank - Working with software like SalesForce, MintGlobal, CompaniesHouse (UK), IntelligenceOnline, FATCA Register

- Working side by side with MLRO to construct a new KYC and Risk Assessment policies for the bank; Using JMLSG Guidelines together with Nigerian Central Bank rules on Fin. Markets regulations in order to construct universal polity that makes banks operations compliant with both countries requirements - Work with the front office (Treasury and Trade Finance) to identify and collect appropriate KYC documentation; Reading though legal documents to assess potential risks that can rise from overtrading, liquidity, invoicing manipulations, short/over shipping - Timely, efficient, on-boarding of clients, ensuring client records are accurate in all systems and that all supporting documentation is scanned and filed correctly within agreed time lines; - Interpreting and analysing KYC data to understand risk of client to the IBP business prior to onboarding - Understanding PEP and Sanction requirements in order to perform screening checks, and analyse the resulting data to eliminate or confirm matches - Classification of onboarding client with regards to EMIR, MiFID, SME and FSCS regulations and requirements - Constantly working with the following system for information gathering and analysis: Dan&Bradstreet, World Compliance, KYC 360, World Check, Mint Global, World Check and Orbis

- Leading medium size KYC teams in London, Luxembourg and Bangalore for new business adoptions in Trust and Security department (Global Transaction Banking) - Experience with obtaining and summarising required KYC information from data sources such as: Bankers Almanac, Mint Global, One Source, Orbit, Nexis, Company House, recognised financial regulation houses. Working with PEP engines like World Check and Nexis, InterFAX and OCC, OFAC sanction lists. - Understanding of ground term and principles of corporate law by working with legal documents like Escrow Deed, Syndicated Loan Agreement, Offering Memorandum, Trust Deed, Agent, Custodian Agreement and Power of Attorney - Understanding the structure, regulation requirements and legal implications in the following deal types: Acquisition Finance (M&A contract and Escrow agreements), Structured Finance (syndicated loan, Debt / Asset / Mortgage backed structures), Aviation Finance (lease contracts, SPV hire), Trade Finance (letters of credit), Securitisation(debt/bond issuance). - Completing start to finish full KYC on-boarding process for medium to high risk entities (SPVs, Trusts, Insurance Companies, holding and investment companies, banks,) for variety of jurisdictions (UK, USA, Luxembourg, Italy, Spain, Russia, Cyprus, Cayman Island). - Direct communication with relationship manger with further mandate to deal directly with KYC and account opening queries from client and layers.

- Complete or update all required International Addendums for CBI Global Funds Group Due Diligence Forms - Assist in the on-boarding of new clients/entities to internal systems - Work closely with CB Compliance on any updates or changes to the process - Identify ongoing training needs and process improvement ideas - Extensive knowledge of Treasury Service products including Core Cash Management and Trade Finance and DDAs - Work closely with CB Compliance on any updates or changes to the process - Daily interaction with implementations, CB Service, CB Bankers, CB & TS Compliance and Treasury Services - Completion of renewal and new business KYC records for EMEA banks and NBFI for low to high risk clients to the highest standards - Finding necessary information from public sources including trade registers, companies websites and regulators databases - Liaising with other teams on a global basis to ensure KYC records completed correctly and meet local regulatory requirements - Coordination with sales associates and officers to get outstanding/missing documents, to address compliance rejection points, to present summarised reports of unusual activities and trends

- Review mortgage application documents to make sure it confirms Nationwide’s lending criteria - Requesting and appraising addition proofs to clarify applicants income and level of expenditure - Managing declined application and making decisions by looking at supplied incoming/outgoing proofs and cross-referencing it with Experian credit reports - Assessing valuation reports and performs checks to make sure that information is accurate and free from bias

- Examining and analysing accounting records to determine financial status of establishment - Transformed of RAS financial statements into US GAAP and IFRS comparable - Preparing reconciliation of financial statements - Analysed vast amount of data into relevant financial statistics - Assisting senior auditors in risk and control assessments - Making recommendations regarding improving operations and credit controls